Chase has a special deal for you every quarter. You can get extra points or cash back, depending on your card. This is for all Chase Freedom Flex® cardholders and others who qualify and activate their bonus on Chase’s website.
These bonuses are for spending on things like groceries, restaurants, and streaming services. It’s a great way to earn more.
Key Takeaways
- Chase offers quarterly bonus categories that allow cardholders to earn 5% cash back on up to $1,500 in eligible purchases.
- The Chase Freedom Flex® card has rotating 5% cash back categories that change each quarter.
- Cardholders must activate the quarterly bonus categories to earn the elevated cash back rewards.
- Additional cash back can be earned on travel, dining, and drugstore purchases with the Chase Freedom Flex® card.
- Understanding and taking advantage of Chase’s quarterly bonus categories can help maximize your credit card rewards.
Understanding Chase Quarterly Bonuses
If you have a Chase credit card, you can earn extra rewards. These rewards come from quarterly bonus programs. You get 5% cash back or bonus points on certain categories each quarter.
What Are Chase Quarterly Bonuses?
Chase quarterly bonuses offer extra rewards for using your card. You can earn more by spending in specific areas like groceries or dining. Just activate the bonus to get 5% cash back or 5 bonus points per dollar.
Chase Freedom Flex® Card and 5% Cash Back Categories
The Chase Freedom Flex® card is great for these bonuses. It’s a no-annual-fee card that gives 5% cash back in certain categories. Past categories include Amazon.com and grocery stores.
By turning on the bonus each quarter, you can earn up to $75 in cash back. That’s $300 per year.
“Utilizing quarterly bonuses effectively can help maximize points earnings by aligning spending with the bonus categories for each quarter.”
Qualifying for Chase Quarterly Bonuses
Earning Chase credit card quarterly bonuses is exciting. But, the rules can change based on your card. Let’s explore how to qualify for two popular cards: the Chase Freedom Flex® and other Chase cards.
Chase Freedom Flex® Cardholders
Chase Freedom Flex® cardholders get a great deal. You’re automatically in for the 5% cash back bonus. Just remember to activate it each quarter to start earning.
This means you don’t need to do extra work. Just activate the bonus categories before the deadline. Then, you can earn 5% cash back on up to $1,500 in purchases.
Other Chase Credit Cards
For other Chase cards, like the Chase Sapphire Preferred® or Chase Ink Business Preferred®, it’s different. You need to check the Chase website at chase.com/mybonus to see if your card gets a quarterly bonus. The rules and how to activate can change, so it’s key to stay informed.
No matter your Chase card, to get the most from quarterly bonuses, keep up with deadlines and spending limits. Knowing the rules helps you make the most of these perks.
Common Chase Freedom Categories
The Chase Freedom Flex® and Chase Freedom cards offer 5% cash back in certain categories. These include Amazon.com, grocery stores, gas stations, restaurants, and streaming services. Spending $5,000 in a quarter can also get you a bonus.
In the fourth quarter of 2024, the Chase Freedom Flex card has special categories. These are PayPal, pet shops, veterinary services, select charities, and 7% cash back at McDonald’s. You can earn up to $75 back or 7,500 Chase Ultimate Rewards points by spending $1,500 in these categories.
These rotating categories help Chase Freedom Flex cardholders earn more cash back. Knowing and using these categories can boost your rewards. This makes the most of your Chase credit card.
| Card | Q4 2024 5% Bonus Categories | Potential Quarterly Bonus |
|---|---|---|
| Chase Freedom Flex® | PayPal Pet Shops & Veterinary Services Select Charities McDonald’s (7% cash back) | Up to $75 back or 7,500 Chase Ultimate Rewards points |
| Discover it® Cash Back | Amazon.com Target | Up to $75 back |
| Citi Custom Cash Card | Restaurants Gas Stations Grocery Stores and more | 5% cash back on the top eligible spending category each billing cycle |
Remember, you must activate to get 5% cash back on Chase Freedom Flex and Discover it® Cash Back. The deadline for Q4 2024 categories is December 14, 2024.
Activating Your Chase Credit Card Quarterly Bonus
To get the most from your Chase credit card, you need to activate the quarterly bonus. This is true for the Chase Freedom Flex® card and others. Just follow a few easy steps to earn 5% cash back on your purchases.
Chase Freedom Flex® Card Activation
To start the Chase Freedom Flex® quarterly bonus, go to chasebonus.com. There, sign up for the current quarter’s bonus categories. You must do this by the 14th of the third month in each quarter.
Other Chase Cards Activation
If you have another Chase card with a quarterly bonus, check your eligibility at chase.com/mybonus. Just enter your card’s last four digits, your last name, and ZIP code to register.
Remember, activating the quarterly bonus is key to earning 5% cash back. After activation, you can use the rotating bonus categories. This helps you get more rewards and stretch your money further.
“Activating the Chase quarterly bonus is a quick and easy process that can significantly boost your rewards. Don’t miss out on those extra cash-back opportunities!”
Chase Credit Card Quarterly Bonus Calendar for 2024
The Chase Freedom Flex® card is a top pick for those wanting more from their credit card rewards. For 2024, Chase has set out the 5% cash back bonus categories for the year.
In Q1 2024, you can earn extra cash back at grocery stores, fitness clubs, and spas. This is perfect for those who spend a lot on health and wellness.
For Q2 2024, the categories change to hotel stays, dining out, and Amazon.com. This quarter is great for travelers, food lovers, and online shoppers.
| Quarter | Bonus Categories |
|---|---|
| Q1 2024 | Grocery stores, fitness clubs/gyms, self-care/spa services |
| Q2 2024 | Hotel stays, restaurants, Amazon.com |
| Q3 2024 | Gas stations, EV charging, live entertainment, movie theaters |
| Q4 2024 | McDonald’s, PayPal, pet shops/vet services, select charities |
In Q3 2024, the categories are gas stations, EV charging, live shows, and movies. This is a chance to get more cash back on travel and fun.
Lastly, in Q4 2024, the categories are McDonald’s, PayPal, pet care, and charities. This quarter has something for everyone, no matter your spending habits.
By following the chase 2024 quarterly bonus calendar and categories, Chase Freedom Flex® cardholders can plan their spending. This way, they can make the most of their rewards all year.
Maximizing Your Rewards with the Chase Credit Card Quarterly Bonus
To get the most from the Chase quarterly bonus, use your Chase card for spending in the bonus categories each quarter. This means moving some of your usual spending to the Chase card during the bonus period. You’ll earn a great 5% cash back rate this way.
Consider using your Chase Freedom Flex® card with another Chase rewards card, like the Chase Sapphire Preferred® Card. This combo can increase your points’ value. The Chase Sapphire Preferred® Card gives more points when you use them for travel through the Chase Ultimate Rewards portal.
| Card | Quarterly Bonus Categories | Bonus Rate | Annual Fee |
|---|---|---|---|
| Chase Freedom Flex® | Rotating 5% cash back categories | 5% cash back | $0 |
| Chase Sapphire Preferred® | Travel and dining | 2x points | $95 |
| Chase Sapphire Reserve® | Travel and dining | 3x points | $550 |
By using the Chase Freedom Flex® card for 5% cash back categories and the Chase Sapphire Preferred® Card for travel, you can earn more points. This way, you can greatly increase your rewards.
“Investing a few minutes quarterly to enroll in bonus categories can lead to up to an additional $300 cash back annually.”
To fully enjoy the Chase quarterly bonus, you must enroll in the bonus categories each quarter. It’s fast and simple. The rewards are worth the effort.
By smartly using your Chase cards and taking advantage of the quarterly bonuses, you can boost your rewards. This way, you get the best value from your credit card spending.
Conclusion
Chase quarterly bonuses help cardholders get more rewards. They earn extra cash back or points on daily spending. Knowing the bonus categories and activating offers is key.
Whether you use the Chase Freedom Flex® Card or another Chase card, keep up with bonus categories. Activate them each quarter. This way, you earn chase bonus cash back or more rewards on your purchases.
Stay informed and use your Chase cards wisely. This will help you maximize your rewards. You’ll enjoy the benefits of Chase’s quarterly bonus program.
Frequently Asked Questions
Kuldeep Nirgude is a computer science student with a strong interest in finance and marketing. With a focus on analyzing industry trends, he writes articles that simplify complex concepts and empower readers to make informed decisions. Kuldeep is dedicated to bridging the gap between technology and business, and is committed to staying updated on the latest innovations shaping the economy.