CIT First Citizens is a top bank in the U.S. It helps people and families manage their money well. The bank has over $100 billion in assets and more than 600 branches in 22 states. It’s the biggest family-owned bank in the country.
Looking to buy a home, save for the future, or use digital banking? CIT First Citizens is here to help. The bank values service and excellence. It also helps low- and moderate-income communities, making it a great choice for your banking needs.
Key Takeaways
- CIT First Citizens is a top 20 U.S. financial institution with over $100 billion in assets.
- The bank operates more than 600 branches in 22 states and a national direct bank.
- CIT First Citizens provides a full suite of retail, business, commercial, and wealth products and services.
- The bank emphasizes stability, long-term relationships, and a commitment to customer service.
- CIT First Citizens has announced a community benefits plan to reinvest $16 billion to serve low- and moderate-income communities.
Welcome to First Citizens Bank
First Citizens Bank has been helping customers for over a century. It’s America’s largest family-controlled bank. The bank offers personal and business banking services. It aims to provide solutions that fit each customer’s needs.
A Trusted Financial Partner
First Citizens Bank has been led by the same family for three generations. This shows its stability and dedication to customers. The bank’s history and family control make it a reliable choice for financial needs.
Exploring Wealth INTEL
The Wealth INTEL platform from First Citizens Bank gives insights on taxes and laws. It helps customers make smart financial choices. The bank guides its clients through financial changes with confidence.
“At First Citizens Bank, we are dedicated to building long-term relationships with our customers, guiding them through the complexities of personal finance and empowering them to achieve their financial goals.”
Personal Banking Solutions
At CIT First Citizens, we know your financial needs are special. That’s why we have a wide range of personal banking solutions. These help you buy a new home, get a loan, or grow your savings.
Mortgages and Loans
Our mortgage rates are competitive, and applying is easy. We also have loans for home improvements. These help you make your home better.
Savings and Investment Options
Securing your financial future is key. CIT First Citizens can help. We have many savings and investment products. These include traditional savings and investing platforms.
- Savings accounts with no monthly fees when you maintain a $5,000 combined daily balance
- Promotional APR of 5.99% fixed for 12 months on our EquityLine home equity line of credit
- Access to a wide range of investment options to suit your risk tolerance and financial goals
Whether you’re buying your first home, consolidating debt, or saving, we’re here. Our team is ready to help you make smart financial choices. We aim to help you achieve financial security.
“CIT First Citizens has been an invaluable partner in my financial journey. The personalized attention and diverse product offerings have been instrumental in helping me reach my goals.”
CIT First Citizens
The merger of CIT Group and First Citizens Bank has made a new, stronger bank called CIT First Citizens. It has a long history of stability and is owned by a family. CIT First Citizens aims to stay in local communities and offer great service.
It has over 550 branches in 21 states. This means CIT First Citizens can help both people and businesses for a long time.
Stability and Family-Controlled Legacy
CIT First Citizens has a strong history that goes back 125 years. It is one of the top 20 banks in the U.S. with over $200 billion in assets. Its parent company, First Citizens BancShares, Inc., wants to keep the bank stable for a long time.
In January and July 2022, CIT Bank and OneWest Bank joined First Citizens. This made CIT First Citizens a leading bank. It helps people and businesses build strong finances.
“We are excited to welcome the CIT Bank team and customers into the First Citizens family. This is a significant milestone in our growth strategy, and we look forward to building upon our shared commitment to exceptional customer service and community involvement.”
Frank B. Holding Jr., Chairman and Chief Executive Officer of First Citizens BancShares
Digital Banking and Mobile App
At CIT First Citizens, we aim to give you a smooth banking experience. Our digital banking and mobile app let you manage your money anytime, anywhere.
Convenient Banking from Anywhere
Our mobile app lets you do everything online banking offers. You can check balances, transfer money, deposit checks, and pay bills from your phone or tablet. It’s secure, easy to use, and meets your needs.
Track Spending and Move Money Seamlessly
Keeping track of your money is now simple. Our app helps you watch your spending, set alerts, and move money between CIT First Citizens accounts easily. It makes managing your personal and business money simple.
| Mobile App Features | Benefits |
|---|---|
| Balance Check | Stay informed about your account balances anytime, anywhere. |
| Funds Transfer | Seamlessly move money between your CIT First Citizens accounts. |
| Mobile Check Deposit | Deposit checks remotely without visiting a branch. |
| Bill Pay | Securely manage and pay your bills through the app. |
| Spending Tracker | Monitor your spending habits and set transaction alerts. |
Discover the ease of digital CIT First Citizens banking with our mobile app. Unlock financial control and experience the future of banking today.
Business Banking and Treasury Management
At CIT First Citizens, we know businesses have special financial needs. That’s why we offer a wide range of business banking and treasury management services. These are designed to help our commercial customers succeed.
Commercial Account Solutions
We have commercial account solutions for businesses of all sizes. Our services include customized cash management tools and efficient payables processing. We also offer secure online banking to help our business customers grow.
By combining CIT Group and First Citizens Bank, we can offer the financial solutions businesses need. Our team is dedicated to understanding your business. We provide personalized support to help you succeed.
| Key Features | Benefits |
|---|---|
| Customized cash management tools Efficient payables processing Secure online banking Instant payments Cash back on daily business expenses | Improved cash flow and financial visibility Streamlined operational efficiency Enhanced security and fraud protection Potential cost savings on operational costs Increased customer satisfaction and retention |
Whether you’re a small startup or a large enterprise, CIT First Citizens is here for you. We offer tailored business banking and treasury management solutions. Contact us today to learn how we can support your business’s growth and financial well-being.
Credit Cards and Rewards
At CIT First Citizens, we know how important it is to get the most from your banking. That’s why we have many credit card options. They help you earn rewards on your daily buys.
Earn Cash Back and Travel Rewards
Do you like earning cash back or travel points? Our credit cards offer flexible ways to earn. Enjoy a cit first citizens credit card and earn cash back on daily costs. Or get travel rewards for your next trip.
- Earn up to 1.5% cash back on all purchases
- Accrue points for flights, hotels, and other travel-related expenses
- Redeem rewards as statement credits or directly for travel bookings
By using your cit first citizens credit cards wisely, you can get more from your banking. Enjoy rewards that fit your lifestyle.
“The CIT First Citizens credit cardrewards program has been a game-changer for my family. We earn valuable cash back on all our purchases and have been able to take several dream vacations using our accumulated travel rewards.”
Customer Support and Branch Locations
At CIT First Citizens, we aim to give you top-notch customer service. We want to make banking easy for everyone. Our team is ready to help you with your money needs and goals.
We have many branch locations across the country. This means you can get the help you need, whenever and wherever. Our staff can help with mortgages, loans, and more.
We also have online banking and a mobile app. These tools let you manage your money from home or on the go. It’s easy and convenient.
Our customer support is always here for you. We’re ready to answer your questions and make banking easy. We want your experience with us to be smooth and stress-free.
| Branch Locations | Customer Support |
|---|---|
| New York City Los Angeles Chicago Miami Atlanta | 24/7 phone support Online chat Email assistance In-branch concierge service |
At CIT First Citizens, we’re your go-to financial partner. We offer personalized service to help you reach your financial goals. Need to open an account, apply for a loan, or have questions? We’re here to help.
Conclusion
The merger of CIT Group Inc. and First Citizens BancShares, Inc. has made a big financial institution. It offers many banking services and helps with personal finance. With over $100 billion in assets and 550+ retail locations, it’s ready to help people reach their financial goals.
CIT First Citizens has great rates on mortgages, loans, and savings. It also has easy-to-use digital banking and rewards-earning credit cards. This shows it’s a strong and stable place for your money.
This new company is ready to do great things. It aims for top performance and to offer better banking services. It will help more people across the United States.
Frequently Asked Questions
Kuldeep Nirgude is a computer science student with a strong interest in finance and marketing. With a focus on analyzing industry trends, he writes articles that simplify complex concepts and empower readers to make informed decisions. Kuldeep is dedicated to bridging the gap between technology and business, and is committed to staying updated on the latest innovations shaping the economy.