In 2024, BB&T Bank, now known as Truist, has some exciting bonus promotions for both personal and business checking accounts. These offers provide a great chance for new customers to earn money just by opening an account and meeting certain requirements. Whether you’re looking for a personal checking account or a business option, there’s something for everyone. Let’s dive into the current promotions and how you can take advantage of them.
Key Takeaways
- BB&T Bank offers a $400 bonus for opening a new One Checking account with qualifying activities.
- To earn the bonus, complete a direct deposit of $500 and make 15 debit card purchases within 90 days.
- Business accounts also have bonuses, such as $400 for the Dynamic Business Checking account.
- Promotions can vary, so check for expiration dates and specific requirements.
- Comparing BB&T’s bonuses with other banks can help you find the best deal.
Overview of BB&T Bank Bonus Promotions
BB&T Bank, now part of Truist, offers various exciting promotions for new customers. These bonuses can help you earn extra cash just for opening an account and meeting certain requirements. Here’s a closer look at the current promotions and how you can benefit from them.
Current Promotions
As of 2024, BB&T Bank has several active promotions:
| Account Type | Bonus Amount | Requirements | Expiration Date |
|---|---|---|---|
| One Checking Account | $400 | Open account, direct deposit of $500, 15 debit purchases | October 30, 2024 |
| Simple Business Checking | $400 | Open account, meet direct deposit criteria | October 30, 2024 |
| Dynamic Business Checking | $400 | Open account, maintain minimum balance | October 30, 2024 |
Expired Promotions
Some promotions have recently ended, including:
- Personal Checking and Savings Account Bonus: Up to $1,000 (Expired March 31, 2021)
- Previous One Checking Account Bonus: $500 (Expired June 30, 2021)
How to Qualify for Bonuses
To qualify for these bonuses, you typically need to:
- Open a new account online or in-branch.
- Complete a qualifying direct deposit within a specified time frame.
- Meet any additional requirements, such as making a certain number of debit card purchases.
Remember: Always check the specific terms and conditions for each promotion to ensure you meet all requirements.
By taking advantage of these promotions, you can maximize your banking experience with BB&T Bank. Keep an eye on their offers to make the most of your money!
BB&T Personal Checking Account Bonuses
One Checking Account Bonus
Truist Bank currently offers a $400 bonus for opening a new One Checking account. To qualify, you need to:
- Open a new One Checking account online or in-branch using the promo code TRUIST400AFL24.
- Within 90 days, complete one qualifying direct deposit of $500 or more.
- Make at least 15 qualifying debit card purchases within the same 90 days.
The bonus will be deposited into your account within four weeks after meeting these requirements.
Bright Banking Account Bonus
Another option is the Bright Banking account, which previously offered a $200 bonus. To earn this bonus, you had to:
- Open a new Bright Banking checking account using the promo code BCPFZ.
- Complete two direct deposits of $500 or more within 75 days.
- The bonus would be credited to your account within four weeks after meeting the requirements.
Comparison with Other Banks
When comparing BB&T’s bonuses with other banks, consider the following:
- Chase Bank offers bonuses that can reach up to $600 for new accounts.
- Bank of America has promotions that can go up to $300.
- Fifth Third Bank also provides competitive bonuses, often around $200.
| Bank | Bonus Amount | Requirements |
|---|---|---|
| BB&T (Truist) | $400 | Direct deposit + debit purchases |
| Chase Bank | Up to $600 | Varies by account type |
| Bank of America | Up to $300 | Direct deposit |
| Fifth Third Bank | Up to $200 | Varies by account type |
Note: Always check the latest promotions as they can change frequently.
By understanding these bonuses, you can make an informed decision about which account best suits your needs.
BB&T Business Checking Account Bonuses
Dynamic Business Checking Bonus
Truist offers a $400 bonus when you open a new Dynamic Business Checking account. To qualify, you need to:
- Make qualifying deposits of $1,500 or more within 30 days.
- Sign up for Truist Online Banking for Business within the same period.
Simple Business Checking Bonus
You can also earn a $400 bonus with the Simple Business Checking account. The requirements are similar:
- Deposit at least $1,500 within 30 days.
- Register for Truist Online Banking for Business.
Requirements and Eligibility
To be eligible for these bonuses, your business must:
- Be registered in the U.S.
- Have a physical address in one of the eligible states, including Alabama, Florida, and Georgia.
- Hold a valid U.S. taxpayer identification number (TIN) or employer identification number (EIN).
Note: These offers are available until March 31, 2025. Make sure to check if your business meets all the requirements before applying!
How to Maximize Your BB&T Bank Bonuses
Meeting Direct Deposit Requirements
To earn the best bonuses, you need to meet the direct deposit requirements. Here are some tips:
- Set up direct deposits as soon as you open your account.
- Ensure your employer or benefits provider sends the deposits to your new account.
- Keep track of the total amount deposited to meet the bonus criteria.
Maintaining Minimum Balances
Keeping a minimum balance can help you avoid fees and qualify for bonuses. Consider these steps:
- Check the minimum balance required for your account type.
- Set up alerts to notify you if your balance gets low.
- Regularly transfer funds to maintain the required balance.
Timing Your Account Openings
Timing can be crucial for maximizing bonuses. Here’s how to plan:
- Open accounts during promotional periods to take advantage of higher bonuses.
- Consider opening multiple accounts if the bank allows it, as this can increase your total bonuses.
- Keep an eye on expiration dates for promotions to ensure you don’t miss out.
By following these strategies, you can significantly increase your chances of earning BB&T bonuses. Stay organized and proactive to make the most of your banking experience!
Comparing BB&T Bank Bonuses to Competitors
Chase Bank Bonuses
Chase Bank offers a variety of bonuses for new customers. Here are some key points:
- Bonus Amounts: Up to $300 for opening a new checking account.
- Requirements: Must set up direct deposit and make a certain number of debit card purchases.
- Availability: Promotions vary by state.
Bank of America Bonuses
Bank of America also has attractive bonuses:
- Bonus Amounts: Up to $200 for new accounts.
- Requirements: Similar to Chase, you need to set up direct deposits and maintain a minimum balance.
- Promotions: Often change, so it’s good to check regularly.
Fifth Third Bank Bonuses
Fifth Third Bank provides competitive offers as well:
- Bonus Amounts: Up to $400 for new business accounts.
- Requirements: Direct deposit and debit card usage are typically required.
- Special Offers: They may have seasonal promotions that can be beneficial.
| Bank | Bonus Amount | Requirements |
|---|---|---|
| Chase Bank | Up to $300 | Direct deposit, debit purchases |
| Bank of America | Up to $200 | Direct deposit, minimum balance |
| Fifth Third Bank | Up to $400 | Direct deposit, debit card usage |
In summary, BB&T Bank bonuses are competitive, but it’s wise to compare them with other banks to find the best deal for your needs. We’ve identified the best bank bonuses on the market today, ensuring you get the most value for your money.
Frequently Asked Questions About BB&T Bank Bonuses
Eligibility Criteria
To qualify for BB&T Bank bonuses, you generally need to be a new customer. Here are some key points:
- You must open a new account.
- Existing customers with the same account type are usually not eligible.
- You need to reside in one of the states where BB&T operates.
Bonus Payout Timelines
Bonuses are typically paid out within a few weeks after meeting the requirements. Here’s a quick overview:
| Requirement | Timeline |
|---|---|
| Direct Deposit | Within 90 days |
| Debit Card Purchases | Within 90 days |
| Bonus Deposit | Within 4 weeks |
Combining Multiple Bonuses
You can often combine bonuses from different account types, but there are some rules:
- You must meet the specific requirements for each bonus.
- Check if the promotions allow stacking.
- Ensure you are eligible for each account type.
Remember, always read the fine print to understand the terms and conditions of each promotion. This will help you avoid any surprises and maximize your benefits!
Final Thoughts on Truist Bank Promotions
In conclusion, Truist Bank offers some exciting bonuses for new customers in 2024. With promotions like the $400 bonus for opening a One Checking account, there are great chances to earn extra cash just for managing your money. Remember to check the requirements carefully, like making direct deposits and using your debit card. These offers can change, so it’s smart to stay updated. If you’re looking for a new bank, Truist’s bonuses might be a good fit for you!
Frequently Asked Questions About BB&T Bank Bonuses
Kuldeep Nirgude is a computer science student with a strong interest in finance and marketing. With a focus on analyzing industry trends, he writes articles that simplify complex concepts and empower readers to make informed decisions. Kuldeep is dedicated to bridging the gap between technology and business, and is committed to staying updated on the latest innovations shaping the economy.